by scottm | Mar 27, 2025 | Stop Foreclosure, Mortgage Advice, Mortgage Arrears
The Serious Consequences of Missed Mortgage Payments Imagine this: You’ve been making mortgage payments on time for years, but then an unexpected financial crisis—job loss, medical emergency, or rising expenses—throws your budget into chaos. You have missed mortgage...
by scottm | Jan 10, 2025 | Mortgage Advice, HELOC, Home Equity Loans
The Canadian housing market is experiencing significant changes in 2025. Homeowners are facing a mix of rising interest rates, stabilizing home prices, and growing urban demand. According to recent data, Canadian home prices have increased by an average of 3% in major...
by scottm | Dec 4, 2024 | Mortgage Advice
Did you know that almost half of Canadians are just $200 away from financial hardship if faced with an unexpected expense? For many people, especially those on tight budgets, building an emergency fund might feel like an impossible task. However, even small,...
by scottm | Nov 11, 2024 | Mortgage Advice
Did you know that over 60% of Canadians live paycheck to paycheck, struggling to manage essential expenses and unexpected costs? With financial stress at an all-time high, many Canadians are searching for simple, effective ways to take control of their money. The...
by scottm | Nov 8, 2024 | Mortgage Advice
“When America sneezes, Canada catches a cold.” This classic saying still holds today, especially when it comes to the economy. For Canadian homeowners, events in the United States—particularly an election—can create ripple effects that influence everything...
by scottm | Nov 8, 2024 | Mortgage Advice
For many Canadian homeowners, especially in times of financial strain or growth opportunities, the question isn’t just about whether they can access more funds—but how. One powerful yet often overlooked solution is leveraging multiple financing options like a...