by scottm | Oct 15, 2024 | Home Equity Loans
Property tax arrears represent a growing concern for both homeowners and municipalities across Canada. As the cost of living rises and economic uncertainty looms, more individuals are finding it difficult to keep up with property tax payments. Unpaid property taxes...
by scottm | Oct 8, 2024 | Home Equity Loans
When it comes to securing a mortgage, most homebuyers are familiar with traditional mortgage options, like fixed-rate or variable-rate mortgages. However, there’s another type of mortgage that’s gaining attention, especially in Canada, is the Collateral Mortgage. This...
by scottm | Oct 8, 2024 | Home Equity Loans
Understanding the Loan-to-Value (LTV) ratio is essential for anyone navigating the world of mortgages, real estate, or personal finance. Whether you’re a homebuyer, investor, or financial professional, grasping this concept can greatly impact your financial decisions....
by | Jul 23, 2024 | Home Equity Loans
In the realm of personal finance, having access to credit is a valuable asset. It provides the flexibility to cover unexpected expenses, manage cash flow, or make significant purchases without immediately impacting your savings. However, not all lines of credit are...
by scottm | Jul 18, 2024 | Home Equity Loans
Whether it’s refinancing mortgage or securing new one, there are different financing products available in the market that is crucial for homeowners to understand to make wise decision. Among them Open Mortgage and Closed Mortgage are two important terms that decides...
by scottm | Jul 12, 2024 | Home Equity Loans
In Canada, home financing comes with various mortgage options for homeowners to choose from. One of the innovative solutions that has gained popularity now a days is the readvanceable mortgage. This type of mortgage offers unique benefits and flexibility, making it a...
